Vanguard UK Investor Terms and Conditions

Implications

• Website is only for UK residents aged 18 or older.
• Material on the website may be restricted by law in countries outside the UK.
• Website provides information but not advice.
• Investments are subject to Vanguard’s Client Terms.
• VAM is authorised and regulated by the FCA.
• Investment performance is not guaranteed; past performance is not a reliable indicator of future results.
• Investors may get back less than they invest.
• Vanguard may update the terms at any time.
• Errors and omissions may occur in the information provided on the website.
• Vanguard may suspend website operations for maintenance or updates.
• Third-party content and links are not guaranteed for accuracy or reliability.
• All intellectual property rights are owned or licensed by Vanguard Group or relevant external content providers.
• Vanguard’s ETFs are not sponsored or endorsed by Bloomberg Barclays or other index providers.
• Vanguard uses strong encryption technology for online security.
• Account access requires a password and other security credentials.
• Vanguard will disable your account after too many incorrect login attempts.
• Automatic log-off after a period of inactivity for added security.
• Changes to personal information require a unique security code.
• Only one nominated bank account can receive payments from Vanguard.
• Debit card transactions are processed through secure gateways.
• Vanguard advises users to keep their account information secure.
• Vanguard will never ask for your full password via email or phone.
• Vanguard’s website is secured through encryption.
• Users should log off from their account after use, especially on public computers.
• Vanguard provides accessibility options and guidelines for users with disabilities.

Things to watch out for

• Investments are not guaranteed and can result in financial loss.
• Errors and omissions may occur in the information provided on the website.
• Material on the website may be restricted by law in countries outside the UK.
• Vanguard will never ask for your full password via email or phone.

AI recommendations

When using Vanguard's website, be particularly cautious about the investment risks and the potential for financial loss. Always ensure that you are accessing the most up-to-date information by refreshing your browser. Be vigilant about online security; never share your full password and always log off after using your account, especially on public computers.

If you are unsure about the suitability of any investment, consider consulting a professional financial adviser. Vanguard provides tools and information but does not offer personalized investment advice.

FAQs

Can I get investment advice from Vanguard's website?

No, Vanguard's website provides information but not personalized investment advice. You should consult a professional financial adviser if you need personalized advice.

What should I do if I forget my password?

If you forget your password, you can reactivate your account by following the online account security re-set procedure available on Vanguard's website or by contacting their Personal Investor Services team.

Is my personal information secure on Vanguard's website?

Yes, Vanguard uses strong encryption technology and other security measures to protect your personal information. However, you should also take steps to keep your account information secure, such as not sharing your password and logging off after use.